Mercury Gold vs Platinum Warranty
HomeMercury Product ProtectionGold vs Platinum
Mercury Gold vs Platinum: warranty coverage compared. Platinum adds electrical, controls, fuel, steering and trim.
Gold protects against mechanical failures. Platinum protects against mechanical and electrical failures. On a modern fuel-injected, digitally controlled outboard, that second word covers much of what can fail.
Gold
6 of 11 systems fully covered, 3 in part, 2 not at all
Platinum
All 11 systems covered
Where Gold falls short: electrical and controls are not covered at all, and fuel, steering and trim only in part.
- Covered
- Partly covered
- Not covered
- $50 deductible per claim on both
- Honored at 3,600+ Mercury dealers
- Up to 8 years combined with the factory warranty
We quote Platinum for new plans. Already have Gold? Upgrades are priced by serial number.
See the price listGet an upgrade quoteSide by side coverage
| System | Gold | Platinum | Notes |
|---|---|---|---|
| Covered by both Gold and PlatinumThe core mechanical systems | |||
| Engine internalscrankshaft, pistons, camshaft, block, heads, valve train | Covered | Covered | |
| Transmission | Covered | Covered | |
| Lower unit / gearcasegears, shafts, bearings, shift components | Covered | Covered | |
| Jet drive components | Covered | Covered | |
| Gimbal housingsterndrives | Covered | Covered | |
| Lubricating / oil injection | Covered | Covered | |
| Where Platinum covers moreThe five systems Gold leaves out or covers in part | |||
| Electrical and ignitionalternator, ECU, sensors, starter, coils, wiring | Not covered | Covered | |
| Controls and instrumentsDTS, SmartCraft, VesselView, remotes, tiller | Not covered | Covered | |
| Fuel systeminjectors, pumps, fuel modules | Partial | Covered | Most fuel-delivery components are Platinum only |
| Steering | Partial | Covered | The power steering pump and joystick systems are Platinum only |
| Trim system | Partial | Covered | Gold covers the trim cylinders and motor; the trim electrics are Platinum only |
| Benefits and plan terms | |||
| On-water towingup to $200 per occurrence | Included | Included | |
| Hoist / haul-outup to $200, boats 26 ft and larger | Not included | Included | |
| Deductible | $50 per claim | $50 per claim | |
| Transferable to a new owner | Yes | Yes | Boosts resale value either way |
Summary of Mercury's official MPP Comparison Chart (90-8M0169339). The chart is not a governing document: exact coverage is defined by the Mercury Product Protection Plan Benefits and Provisions for your contract.
The Platinum-only list
The component groups Mercury's chart marks as Platinum-level coverage. If a part on this list fails outside your factory warranty and you hold Gold, the repair is yours to pay.
What only Platinum covers
- Electrical and ignition: alternator, voltage regulator, starter motor, ignition coils, ignition stator, CDM modules, switch boxes, rectifier, RPM limiter, engine sensors, solenoids, triggers and amplifiers, idle and advance modules, electronic boost control, ECU, electronic throttle control, warning horns, and the engine wiring harness.
- Controls and instruments: remote controls, Digital Throttle and Shift, Axius and joystick piloting components, SmartCraft gauges and VesselView displays, analog gauges, throttle and shift cables, tiller handle, emergency stop switch, MerCathode, power shift components, and rigging.
- Trim system electrics: trim solenoids, trim limit switch, trim position sender, and trim wiring.
- Steering: power steering pump and joystick (JPO) systems.
- Fuel system: most fuel-delivery components, including pumps and injectors.
- Extra benefit: hoist and haul-out reimbursement, up to $200 on boats 26 feet and larger.
The practical difference on a modern outboard
A carbureted two-stroke from 2005 was mostly mechanical. A current FourStroke or Verado is a computer that happens to burn gasoline: electronic throttle and shift, a dozen sensors, an ECU managing everything, SmartCraft gauges at the helm. When these engines need non-routine work, it is often alternators, sensors, control modules and wiring: the systems Gold does not cover.
That is not a knock on Gold. On a simple tiller engine with pull start and no electronics, mechanical-only coverage covers most of what can fail. But for fuel-injected engines with digital controls, the electrical list is where much of the risk lives, and electrical and control repairs add up fast once diagnosis, parts and labor are counted.
Which one we quote
PowerBoatSupply.com quotes Platinum for new enrollments: every price by horsepower and term is on our price list.
Already have Gold?
Gold-to-Platinum upgrades exist while your plan is active, priced by your engine's serial number (where to find it). Get an upgrade quote or call 856-232-6969 and we will price it the same business day.
Gold vs Platinum FAQ
What does Mercury Platinum cover that Gold does not?
Platinum adds the electrical and ignition system (alternator, ECU, sensors, starter, coils and wiring), controls and instruments (Digital Throttle and Shift, SmartCraft gauges, VesselView, remotes), the trim system electrics, power steering and joystick (JPO) systems, most fuel-delivery components, and hoist or haul-out reimbursement on boats 26 feet and larger.
Does Mercury Gold cover electrical problems?
No. Gold covers mechanical failures. Electrical and ignition components, such as the alternator, ECU, sensors, starter, coils and wiring, are covered only by Platinum.
Can I upgrade from Gold to Platinum later?
Yes. Mercury allows Gold-to-Platinum upgrades while your coverage is active, priced by serial number based on your engine and remaining term. We quote upgrades the same business day.
Is the deductible different between Gold and Platinum?
No. Both levels carry the same $50 deductible per claim at any authorized Mercury dealer, with genuine Mercury parts and labor included on covered failures.
Does PowerBoatSupply.com sell Gold?
We quote Platinum for new enrollments because on modern fuel-injected engines many costly repairs involve electrical parts, which Gold does not cover. If you hold Gold already, we can quote your upgrade to Platinum.
Are both plans transferable if I sell my boat?
Yes. Both Gold and Platinum transfer to the new owner, which typically increases resale value because the buyer inherits factory-backed coverage.
A new plan, or an upgrade from Gold?
Every Platinum price for a new plan is on the price list. An upgrade from Gold is priced by serial number, usually the same business day.
Phones answered Monday to Friday, 9 to 5 Eastern
Printed from https://powerboatsupply.com/mercury-product-protection/gold-vs-platinum/. Questions? Call NuWave Marine at 856-232-6969, Monday to Friday, 9 to 5 Eastern.